Baby Boomers are turning 65 at a rate of approximately 10,000 people a day in the U.S. As people are turning 65, they are being bombarded with information from insurance companies and agents.....stacks of mail, phone calls....etc. How do you know who to trust and where to turn? Obvioulsy there are a lot of options for you....many people take the advice from a friend or relative, attend a seminar or research online. Here are a few things to consider:
You should not have to pay to meet with someone to discuss your options (unless it's a class or seminar--there may be a fee for the facility where it is being held)
One-size does NOT fit all. The plan that works for your friend or sister may not be right for you.
Compare your options from different carriers, pricing, networks, facilities, area....these could all be a factor in the plan you choose.
Be comfortable with the agent you work with--choose someone who will answer your questions and concerns. The right agent is someone you will work with for years to come. Unfortunately, many people think once they turn 65 and put their plan in place, they are DONE. Your plan is an ongoing plan, it should be reviewed, and possibly updated or replaced in the future. If you work with someone who knows your needs, they become someone you trust to help make decisions based on your best interests.
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